Own Your Dream Home – No Banks Needed

Pick ANY home for sale, we buy it, and finance it to you. Simple, flexible, and affordable.

Step 1

Pick Your Home

Choose any home for sale in the Dallas-Ft. Worth area, up to $500K. (Zillow,Realtor,MLS)

Step 2

We Buy It & Finance It To You

You put 10-15% down, and we finance the rest to you

Step 3

Move Into YOUR Home

Own your home from Day 1 with affordable financing.

Step 1

Pick Your Home

Choose any home for sale in the Dallas-Ft. Worth area, up to $500K (Zillow,Realtor,MLS)

Step 2

We Buy It & Finance It To You

You put 10-15% down, and we finance the rest to you

Step 3

Move Into YOUR Home

Own your home from Day 1 with affordable financing.

Who We Are

Morningside Homes is a North Texas based real estate company dedicated to making homeownership accessible through owner-financing. We help buyers who may not qualify for traditional bank mortgages-whether due to credit history, self- employment, or residency status-by offering a simple, flexible alternative.

With Morningside Homes, buyers can choose from any home for sale within the $175,000 to $500,000 price range. Once they find their ideal property, we purchase it and sell it back to them with owner-financing, providing a straightforward path to homeownership without the complexities of traditional bank mortgages.

OUR MISSION: Remove the barriers to homeownership by providing families with a predictable & hassle-free homebuying experience.

70+

Happy Homeowners

15M+

$15 Million+ Financed

20+

Realtor Partners

What Makes Us Different

Flexible Qualifications – We approve buyers that banks reject.
Pick ANY Home – Unlike most owner financing programs that limit inventory, buyers get to choose from all MLS-listed homes.
Fair, Transparent Terms – No balloon payments, no mortgage insurance, and a fixed 30- year repayment plan.
Secure & Reputable Process – Transactions close at a title company, and the buyer gets the deed in their name at the time of purchase.
Great for Self-Employed & ITIN Buyers – We cater to those who banks typically deny.

What Our Clients Have To Say

No More Apartments!

"I only had an ITIN and thought homeownership was impossible for me. Every bank said no—until Morningside Homes stepped in. They made it happen fast, and now I’m a proud homeowner!"

— Javier R, Dallas, TX

Lifesaver for Business Owners

"I’m self-employed and don’t have pay stubs, so banks wouldn’t even look at me. Morningside Homes got it. No hassle, just a smooth process and the perfect house. Huge thanks to Alie and the team!"

— Maria G, Arlington, TX

Banks Wouldn't Talk to me

"I drive Uber and do side gigs, so getting a mortgage felt out of reach. Morningside Homes looked at the full picture—not just tax returns—and got me into a home. It was super easy!"

— Antonio M, Grand Prairie, TX

Realtors, You’ve Got to Call Them!

"I’m a realtor, and my client couldn’t get approved anywhere because they were self-employed. Morningside Homes came through, got the deal done, and I still got my full commission. Total win!"

— Jessica R, Real Estate Agent, DFW

Alie Made Everything a Breeze!

"I was worried about my credit, but Alie made everything easy. She explained all my options and helped me buy a home I love. So grateful!"

— Sofia L, Fort Worth, TX

Best Decision Ever!

"I rented for years thinking I’d never qualify. Morningside changed that. They let me pick a home in my budget, and now I’m a homeowner. No games—just real help."